Knowing who needs an EICR can be a little complicated, especially if you have never had one before. If you are a landlord of a private residence or a HMO (house of multiple occupancy) then the law now requires you to have an up to date EICR which should be renewed every five years. If you have not done this by April 2021, you will be breaking the law.
'Do I need an EICR to sell my house?'
While private homeowners are not legally required to have an up to date EICR, in the event that you sell the home, the buyer will likely insist that one is carried out. In this event, the cost of the EICR falls neither on the current homeowner or the potential buyer. However, you will need to come up with a mutually suitable arrangement.
Will I Need An EICR For My Insurance?
Insurers have a lot of clauses that can affect any potential claims on your account and before signing any policy, it is vital that you check whether the particular insurer will require you to have a valid EICR in place. However, for the most part, you can expect that an insurer will ask whether you have a current EICR and what is detailed on it.
It is important to keep in mind that while your insurance will likely cover you for any loss or damage of property after an electrical accident, they cannot cover any loss of life or injury. The safety of your and your family should always be the primary concern.
Read more in our next article, “How Much Does An EICR Cost?” or click below to book an EICR or to request a quote:
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